Computed head-to-head · 6 dimensions
ORCL vs TXN
Oracle Corporation versus Texas Instruments Inc. — yield, safety, growth trend, cost, scale, and tax treatment.
TXN wins 3–1 on our six-dimension comparison, but ORCL can still be the better fit depending on your priorities — see each dimension below.
ORCL or TXN — which is better?
TXN wins this comparison 3–1 across 6 dimensions. TXN yields 1.96% — higher than ORCL's 1.54% — and carries a 8.0/10 dividend safety score (Strong) vs 8.5/10 for ORCL (Strong). TXN wins 3–1 on our six-dimension comparison, but ORCL can still be the better fit depending on your priorities — see each dimension below.
On yield alone, TXN generates 1.96% vs 1.54% — a 0.42% difference that translates to $420 more per year on a $100,000 investment. On dividend safety, ORCL scores 8.5/10 (Strong) vs 8.0/10 (Strong) for TXN — investors prioritizing income reliability should weight that gap alongside the yield difference.
Scorecard at a glance
| Dimension | ORCL | TXN | Winner |
|---|---|---|---|
| Yield | 1.54% | 1.96% | TXN wins |
| Dividend safety | 8.5/10 | 8.0/10 | ORCL wins |
| Growth trend | +0.26% vs 5y | -0.69% vs 5y | TXN wins |
| Volatility (beta) | 1.71 | 1.34 | TXN wins |
| Scale | $374.1B | $286.1B | Tie |
| Tax efficiency | Qualified-eligible | Qualified-eligible | Tie |
| Overall | 1 wins | 3 wins | TXN wins |
Dimension by dimension
TXN wins on yield (1.96% vs 1.54%)
On a $10,000 investment that's about $42 more in annual dividend income before taxes — though higher yield often comes with higher risk.
TXN's higher yield (1.96%) looks attractive but investors should weigh whether the extra income compensates for any additional risk versus ORCL's 1.54% — especially if the higher yield is driven by covered calls or a falling share price.
ORCL wins on safety (8.5/10 vs 8.0/10)
Our score combines yield zone, payout ratio, trend vs 5-year average, instrument type, and size. ORCL scores better on the weighted average of those factors.
ORCL (8.5/10) scores 0.5 points higher than TXN (8.0/10). A higher safety score means lower historical indicators of dividend cut risk — payout ratio, yield zone, and trend all factor in.
TXN shows healthier dividend-vs-price trend
TXN's yield is 0.69% below its 5y average, versus 0.26% for ORCL. Lower (or below-average) yield trend often means price appreciation outpaced distributions — a healthier signal.
TXN is less volatile (beta 1.34 vs 1.71)
Lower beta means smaller swings vs the S&P 500 — generally a steadier hold for income investors.
Comparable scale ($374.1B vs $286.1B)
Within 1.5x of each other on market cap / AUM — similar institutional footprint.
Both pay qualified-dividend-eligible distributions
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
Full breakdown per ticker: are ORCL dividends qualified and are TXN dividends qualified — each with the after-tax income at every federal bracket.
How we compare these
Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.
This is educational, not investment advice. Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked
ORCL or TXN — which is better?
TXN is better on our scoring, winning 3–1 across six dimensions: yield, dividend safety, growth, cost, scale, and tax treatment. TXN wins 3–1 on our six-dimension comparison, but ORCL can still be the better fit depending on your priorities — see each dimension below.
Which is better for income, ORCL or TXN?
TXN wins 3–1 on our six-dimension comparison, but ORCL can still be the better fit depending on your priorities — see each dimension below.
ORCL vs TXN: which has a higher dividend yield?
ORCL yields 1.54% and TXN yields 1.96%. On a $10,000 investment that's about $42 more in annual dividend income before taxes — though higher yield often comes with higher risk.
Is ORCL or TXN a safer dividend in 2026?
ORCL scores 8.5/10 (Strong) on the Infnits dividend safety scale. TXN scores 8.0/10 (Strong). ORCL is the safer pick on our scoring model.
Which has better dividend growth, ORCL or TXN?
TXN's yield is 0.69% below its 5y average, versus 0.26% for ORCL. Lower (or below-average) yield trend often means price appreciation outpaced distributions — a healthier signal.
ORCL vs TXN: which is more tax-efficient?
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
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Compare both against your actual holdings
Put ORCL and TXN into the free analyzer with the rest of your portfolio. You'll see what each one contributes to your annual income, your weighted safety score, and whether adding TXN diversifies you or just duplicates what you hold. No account, no download.