Product
Everything income-focused advisors need
Dividend safety scoring, forward income projection, cut-risk alerts, and live client dashboards — the analytics layer your current platform does not provide.
Dividend Safety Scores
Every holding in every client portfolio is scored 0–10 for dividend reliability. Scores are based on payout ratio, earnings coverage, balance sheet leverage, and behavior during 2008 and 2020. Below 4 triggers an alert.
Forward Income Projection
Show clients exactly how much dividend income they will receive over the next 12 months — based on current holdings and current dividend rates, not trailing averages that include sold positions.
Cut-Risk Alerts
When a safety score drops below threshold, the responsible advisor receives an alert — before the dividend cut announcement. Early warning, not after-the-fact reporting.
Dividend Calendar
Per-client and portfolio-level dividend calendar showing upcoming ex-dates, payment dates, and projected amounts. Clients always know when income is arriving.
Brokerage OAuth Connection
Clients connect their brokerage accounts via OAuth — the same flow used to link a bank to a budgeting app. Takes five minutes. No spreadsheet uploads, no manual data entry.
Advisor Dashboard
See the safety score distribution across every client in your book from one view. Sort by risk level, filter by client, or drill into any holding. Book-wide dividend monitoring at a glance.
Yield-on-Cost Analysis
For long-held positions, track yield on original cost basis — a key metric for clients who bought dividend payers years ago and want to see the real return on their original investment.
Payout Ratio & Coverage Trends
Trailing payout ratio, free cash flow coverage, and earnings trend for every holding — the underlying data behind the safety score, available for any holding in any client portfolio.
Client-Facing Income Dashboard
Each client gets a link to their own income dashboard that updates automatically from their connected brokerage. No manual report generation — the data is live.
Multi-Account Support
Support for multiple brokerage accounts per client — IRAs, taxable accounts, joint accounts. Income and safety analytics aggregate across all accounts in one view.
Stress-Period History
See exactly how each holding behaved during the 2008 financial crisis and the 2020 COVID market stress — did they maintain, cut, or grow their dividend? Historical context built into every safety score.
Works Alongside Existing Platforms
Infnits does not replace Orion, Black Diamond, or Tamarac. It adds the dividend analytics layer those platforms lack. No migration, no custodian negotiation, no implementation project.
How it works
Three steps from sign-up to live dividend dashboard.
Advisor creates account
Sign up and configure your practice. Set alert thresholds, add client profiles, and connect your own accounts first to preview the dashboard.
Clients connect brokerage
Send clients a link. They connect their brokerage account via OAuth — takes five minutes, no credentials shared with you.
Live analytics from day one
Safety scores, income projections, and the dividend calendar populate immediately. Alerts fire automatically when anything changes.
Frequently asked questions
Does Infnits replace my existing portfolio reporting platform?
No. Infnits is a specialist dividend analytics layer. Keep your existing platform for performance reporting, billing, and compliance — Infnits adds the dividend safety and income analytics that most platforms lack.
How do clients connect their accounts?
Clients connect via brokerage OAuth — the same flow used to link a bank account to a budgeting app. Infnits supports all major US brokerages. Setup takes about five minutes per client.
How often do safety scores update?
Safety scores update when new earnings data, fundamental data, or dividend announcements are published. The underlying data (payout ratio, earnings coverage, leverage) is refreshed daily.
How do cut-risk alerts work?
When a safety score drops below a configurable threshold (default: 4/10), the responsible advisor receives an in-app and email alert. You get the warning before the dividend cut announcement, not after.
Can I manage multiple clients from one advisor account?
Yes. The advisor dashboard shows all clients and their safety score distributions in one view. You can sort by risk level, filter by client, or drill into any individual holding.
20 minutes · Live dashboard · No commitment