Comparison · 2026
Infnits vs Nitrogen (Riskalyze)
- Nitrogen wins on risk tolerance scoring, proposal generation, and client onboarding workflows.
- Infnits wins on dividend-specific analytics: safety scores, income projections, and cut-risk alerts that Nitrogen does not offer.
- The tools are complementary — many advisors use both.
Nitrogen (formerly Riskalyze) is known for its risk tolerance scoring and proposal generation. Infnits is built for dividend income analytics and cut-risk assessment. They target different advisor workflows — this comparison helps income-focused advisors understand where each tool fits.
Feature comparison
| Feature | Infnits | Nitrogen (Riskalyze) |
|---|---|---|
| analyticsDividend safety scores | 0–10 per ticker with historical backtesting | Not available |
| analyticsRisk tolerance scoring | Not included | Core differentiator (Risk Number) |
| analyticsIncome projection | 12-month rolling income forecast | Not available |
| reportingProposal generation | Not included | Built-in proposal tools |
| reportingClient-facing income portal | Yes — income-first dashboard | Risk-first client experience |
| syncBrokerage sync | Real-time via SnapTrade | Account aggregation via integrations |
| platformSetup speed | Minutes | Days to weeks |
| pricingPricing | Transparent per-seat | Per-advisor subscription |
✓ Infnits strengths
- Dividend cut-risk analytics unavailable elsewhere
- Income-first client reporting
- Instant brokerage connection
- Transparent pricing
✓ Nitrogen (Riskalyze) strengths
- Industry-leading risk tolerance scoring (Risk Number)
- Proposal generation and compliance trail
- Broad integrations with major custodians and CRMs
- Established brand recognition
Who each is best for
Frequently asked questions
Does Nitrogen provide dividend safety scores?
No. Nitrogen focuses on volatility-based risk scoring. It does not assess individual dividend sustainability or flag dividend cut risk.
Can Infnits replace Nitrogen?
No. Infnits handles dividend analytics and income reporting. It doesn't do risk tolerance questionnaires, proposals, or compliance documentation — those remain Nitrogen's domain.
What does "dividend safety score" mean?
Each holding is scored 0–10 based on payout ratio, earnings coverage, balance sheet strength, and dividend history through both 2008 and 2020 market stress periods. A score below 4 flags elevated cut risk.
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