Model portfolio · Roth IRA / 401(k)
Rent Collector (REIT-heavy) model portfolio
Real-estate-anchored monthly income. Sensitive to rates; rewards patience.
The Rent Collector (REIT-heavy) model portfolio portfolio yields 5.09% in aggregate — meaning every $100,000 invested generates roughly $5,091 per year in dividend income before tax. The portfolio's weighted safety score of 5.5/10 reflects a balance between yield and stability. Real-estate-anchored monthly income. Sensitive to rates; rewards patience.
The two largest positions — O (25%) and STAG (15%) — together account for 40% of the portfolio. O yields 5.73% with a 5.8/10 safety score; STAG yields 4.25% with a 5.2/10 safety score.
The holdings
| Ticker | Weight | Yield | Safety |
|---|---|---|---|
| O · Realty Income Corp. | 25% | 5.73% | 5.8/10 · Mixed |
| STAG · STAG Industrial, Inc. | 15% | 4.25% | 5.2/10 · Mixed |
| VICI · Vici Properties Inc. | 15% | 7.66% | 4.3/10 · Weak |
| ADC · Agree Realty Corp. | 10% | 4.70% | 5.2/10 · Mixed |
| NNN · NNN REIT, Inc. | 10% | 5.49% | 5.2/10 · Mixed |
| AMT · American Tower Corporation | 10% | 3.77% | 6.8/10 · Solid |
| PLD · Prologis, Inc. | 15% | 3.17% | 6.2/10 · Mixed |
Why this mix
REIT distributions are ordinary income — taxable account drags substantially.
Best account: Roth IRA / 401(k)
See the descriptive write-up of this archetype on the investor-archetypes page for the behavioral context — what kind of investor naturally lands here, and what to watch for.
Other model portfolios
How close is your current portfolio to this model?
Connect your brokerage — Infnits overlays this rent collector (reit-heavy) model portfolio on your existing holdings, flags overlap, and adjusts the gap-to-fill for your bracket and account types.