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Model portfolio · Either
Balanced (3-bucket) model portfolio
Growth, income, and aristocrats split roughly in thirds. The "default starter" for the long term.
Portfolio yield2.89%Weighted average, live
Portfolio safety7.3/10Weighted average, 0-10
Income on $100K$2,893/year, pre-tax
Holdings7Tickers in this model
The holdings
| Ticker | Weight | Yield | Safety |
|---|---|---|---|
| VOO · Vanguard Group, Inc. - Vanguard S&P 500 ETF | 35% | 1.03% | 7.4/10 · Solid |
| SCHD · Schwab U.S. Dividend Equity ETF | 25% | 3.25% | 7.9/10 · Solid |
| NOBL · ProShares S&P 500 Dividend Aristocrats ETF | 15% | 1.94% | 7.6/10 · Solid |
| JEPQ · JPMorgan Nasdaq Equity Premium Income ETF | 10% | 10.11% | 5.4/10 · Mixed |
| O · Realty Income Corporation | 5% | 5.23% | 5.8/10 · Mixed |
| JNJ · Johnson & Johnson | 5% | 2.21% | 7.2/10 · Solid |
| MSFT · Microsoft Corp. | 5% | 0.92% | 7.8/10 · Solid |
Why this mix
Mid-range yield with most return coming from VOO growth.
Best account: Either
See the descriptive write-up of this archetype on the investor-archetypes page for the behavioral context — what kind of investor naturally lands here, and what to watch for.
Other model portfolios
How close is your current portfolio to this model?
Connect your brokerage — Infnits overlays this balanced (3-bucket) model portfolio on your existing holdings, flags overlap, and adjusts the gap-to-fill for your bracket and account types.