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Index Investor model portfolio
Pure ETF passive — broad US + international + bond exposure. Lowest decision overhead.
Portfolio yield1.70%Weighted average, live
Portfolio safety7.6/10Weighted average, 0-10
Income on $100K$1,696/year, pre-tax
Holdings4Tickers in this model
The holdings
| Ticker | Weight | Yield | Safety |
|---|---|---|---|
| VTI · VANGUARD TOTAL STOCK MKT ETF | 60% | 1.01% | 7.4/10 · Solid |
| VEA · VANGUARD FTSE DEVELOPED MARKETS ETF | 20% | 2.61% | 8.1/10 · Strong |
| VWO · Vanguard FTSE Emerging Markets ETF | 10% | 2.43% | 7.9/10 · Solid |
| SCHD · Schwab U.S. Dividend Equity ETF | 10% | 3.25% | 7.9/10 · Solid |
Why this mix
Low yield by design — total return driven by capital appreciation.
Best account: Either
See the descriptive write-up of this archetype on the investor-archetypes page for the behavioral context — what kind of investor naturally lands here, and what to watch for.
Other model portfolios
How close is your current portfolio to this model?
Connect your brokerage — Infnits overlays this index investor model portfolio on your existing holdings, flags overlap, and adjusts the gap-to-fill for your bracket and account types.