Model portfolio · Roth IRA / 401(k)
Income Chaser model portfolio
Yield maximization. Higher distributions, more sensitivity to rates, credit, and equity drawdowns.
The Income Chaser model portfolio portfolio yields 9.05% in aggregate — meaning every $100,000 invested generates roughly $9,046 per year in dividend income before tax. The portfolio's weighted safety score of 5.4/10 reflects a balance between yield and stability. Yield maximization. Higher distributions, more sensitivity to rates, credit, and equity drawdowns.
The two largest positions — JEPI (20%) and JEPQ (20%) — together account for 40% of the portfolio. JEPI yields 8.16% with a 5.4/10 safety score; JEPQ yields 11.05% with a 5.4/10 safety score.
The holdings
| Ticker | Weight | Yield | Safety |
|---|---|---|---|
| JEPI · JPMorgan Equity Premium Income ETF | 20% | 8.16% | 5.4/10 · Mixed |
| JEPQ · JPMorgan Nasdaq Equity Premium Income ETF | 20% | 11.05% | 5.4/10 · Mixed |
| AGNC · AGNC Investment Corp. | 15% | 13.20% | 4.8/10 · Weak |
| MAIN · Main Street Capital Corporation | 15% | 5.82% | 5.6/10 · Mixed |
| QYLD · Global X Nasdaq 100 Covered Call ETF | 15% | 9.88% | 5.1/10 · Mixed |
| O · Realty Income Corp. | 15% | 5.79% | 5.8/10 · Mixed |
Why this mix
High headline yield. Distributions are mostly ordinary income — Roth IRA strongly preferred.
Best account: Roth IRA / 401(k)
See the descriptive write-up of this archetype on the investor-archetypes page for the behavioral context — what kind of investor naturally lands here, and what to watch for.
Other model portfolios
How close is your current portfolio to this model?
Connect your brokerage — Infnits overlays this income chaser model portfolio on your existing holdings, flags overlap, and adjusts the gap-to-fill for your bracket and account types.