Computed head-to-head · 6 dimensions
IVV vs VTI
iShares Core S&P 500 ETF versus Vanguard Total Stock Market ETF — yield, safety, growth trend, cost, scale, and tax treatment.
VTI wins 1–0 on our six-dimension comparison, but IVV can still be the better fit depending on your priorities — see each dimension below.
IVV or VTI — which is better?
VTI wins this comparison 1–0 across 6 dimensions. VTI yields 1.06% — lower than IVV's 1.10% — and carries a 7.4/10 dividend safety score (Solid) vs 7.4/10 for IVV (Solid). VTI wins 1–0 on our six-dimension comparison, but IVV can still be the better fit depending on your priorities — see each dimension below.
On yield alone, IVV generates 1.10% vs 1.06% — a 0.04% difference that translates to $40 more per year on a $100,000 investment.
Scorecard at a glance
| Dimension | IVV | VTI | Winner |
|---|---|---|---|
| Yield | 1.10% | 1.06% | Tie |
| Dividend safety | 7.4/10 | 7.4/10 | Tie |
| Growth trend | — | — | Tie |
| Expense ratio | 3.00% | 3.00% | Tie |
| Scale | $881.3B | $2.3T | VTI wins |
| Tax efficiency | Qualified-eligible | Qualified-eligible | Tie |
| Overall | 0 wins | 1 wins | VTI wins |
Dimension by dimension
IVV and VTI have nearly identical yields (1.10% vs 1.06%)
Yields are within 5 basis points — effectively a coin-flip on income.
Safety scores are too close to call (7.4/10 vs 7.4/10)
Both score within 0.3 points on our 0-10 dividend safety scale — comparable risk profiles on the signals we measure.
Yield-trend comparison unavailable
One or both tickers are missing 5-year average yield data.
Expense ratios are effectively identical
Both ETFs charge 3.00% — no meaningful cost difference over decades of compounding.
VTI is 2.6× larger by AUM
Larger funds tend to have tighter spreads, deeper liquidity, and lower closure risk.
Both pay qualified-dividend-eligible distributions
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
Full breakdown per ticker: are IVV dividends qualified and are VTI dividends qualified — each with the after-tax income at every federal bracket.
How we compare these
Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.
This is educational, not investment advice. Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked
IVV or VTI — which is better?
VTI is better on our scoring, winning 1–0 across six dimensions: yield, dividend safety, growth, cost, scale, and tax treatment. VTI wins 1–0 on our six-dimension comparison, but IVV can still be the better fit depending on your priorities — see each dimension below.
Which is better for income, IVV or VTI?
VTI wins 1–0 on our six-dimension comparison, but IVV can still be the better fit depending on your priorities — see each dimension below.
IVV vs VTI: which has a higher dividend yield?
IVV yields 1.10% and VTI yields 1.06%. Yields are within 5 basis points — effectively a coin-flip on income.
Is IVV or VTI a safer dividend in 2026?
IVV scores 7.4/10 (Solid) on the Infnits dividend safety scale. VTI scores 7.4/10 (Solid). Both have comparable safety scores.
Which has better dividend growth, IVV or VTI?
One or both tickers are missing 5-year average yield data.
IVV vs VTI: which is more tax-efficient?
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
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Compare both against your actual holdings
Put IVV and VTI into the free analyzer with the rest of your portfolio. You'll see what each one contributes to your annual income, your weighted safety score, and whether adding VTI diversifies you or just duplicates what you hold. No account, no download.