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Computed head-to-head · 6 dimensions

VOO vs VTI

SS S&P 500 INDEX X versus VANGUARD TOTAL STOCK MKT ETF — yield, safety, growth trend, cost, scale, and tax treatment.

VTI wins 1–0 on our six-dimension comparison, but VOO can still be the better fit depending on your priorities — see each dimension below.

Scorecard at a glance

DimensionVOOVTIWinner
Yield1.07%1.05%Tie
Dividend safety6.5/107.4/10VTI wins
Growth trendTie
Volatility (beta)1.001.03Tie
Scale$1.7T$2.3TTie
Tax efficiencyQualified-eligibleQualified-eligibleTie
Overall0 wins1 winsVTI wins

Dimension by dimension

VOO and VTI have nearly identical yields (1.07% vs 1.05%)

Yields are within 5 basis points — effectively a coin-flip on income.

VOO: 1.07%VTI: 1.05%

VTI wins on safety (7.4/10 vs 6.5/10)

Our score combines yield zone, payout ratio, trend vs 5-year average, instrument type, and size. VTI scores better on the weighted average of those factors.

VTI (7.4/10) scores 0.9 points higher than VOO (6.5/10). A higher safety score means lower historical indicators of dividend cut risk — payout ratio, yield zone, and trend all factor in.

VOO: 6.5/10VTI: 7.4/10

Yield-trend comparison unavailable

One or both tickers are missing 5-year average yield data.

VOO: VTI:

Volatility (beta) is similar

Both tickers move with comparable sensitivity to the broader market.

VOO: 1.00VTI: 1.03

Comparable scale ($1.7T vs $2.3T)

Within 1.5x of each other on market cap / AUM — similar institutional footprint.

VOO: $1.7TVTI: $2.3T

Both pay qualified-dividend-eligible distributions

Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.

VOO: Qualified-eligibleVTI: Qualified-eligible

How we compare these

Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.

This is educational, not investment advice.Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.

Frequently asked

Which is better for income, VOO or VTI?

VTI wins 1–0 on our six-dimension comparison, but VOO can still be the better fit depending on your priorities — see each dimension below.

VOO vs VTI: which has a higher dividend yield?

VOO yields 1.07% and VTI yields 1.05%. Yields are within 5 basis points — effectively a coin-flip on income.

Is VOO or VTI a safer dividend in 2026?

VOO scores 6.5/10 (Solid) on the Infnits dividend safety scale. VTI scores 7.4/10 (Solid). VTI is the safer pick on our scoring model.

Which has better dividend growth, VOO or VTI?

One or both tickers are missing 5-year average yield data.

VOO vs VTI: which is more tax-efficient?

Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.

Already own VOO or VTI? See if the other adds anything.

Connect your brokerage and Infnits checks whether adding VTI to your existing portfolio actually diversifies — or just duplicates exposure (ETF look-through included).

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