Computed head-to-head · 6 dimensions
IVV vs VT
iShares Core S&P 500 ETF versus Vanguard Total World Stock ETF — yield, safety, growth trend, cost, scale, and tax treatment.
IVV and VT are evenly matched (2–2 across six dimensions) — the right pick comes down to which dimension you weight most.
IVV or VT — which is better?
Neither IVV nor VT wins outright — the two are nearly equivalent across all 6 dimensions, making the choice largely a matter of which account you hold them in and personal preference on yield vs stability. IVV and VT are evenly matched (2–2 across six dimensions) — the right pick comes down to which dimension you weight most.
On yield alone, VT generates 1.53% vs 1.10% — a 0.43% difference that translates to $430 more per year on a $100,000 investment. On dividend safety, VT scores 7.9/10 (Solid) vs 7.4/10 (Solid) for IVV — investors prioritizing income reliability should weight that gap alongside the yield difference.
Scorecard at a glance
| Dimension | IVV | VT | Winner |
|---|---|---|---|
| Yield | 1.10% | 1.53% | VT wins |
| Dividend safety | 7.4/10 | 7.9/10 | VT wins |
| Growth trend | — | — | Tie |
| Expense ratio | 3.00% | 6.00% | IVV wins |
| Scale | $881.3B | $101.2B | IVV wins |
| Tax efficiency | Qualified-eligible | Qualified-eligible | Tie |
| Overall | 2 wins | 2 wins | Tie |
Dimension by dimension
VT wins on yield (1.53% vs 1.10%)
On a $10,000 investment that's about $43 more in annual dividend income before taxes — though higher yield often comes with higher risk.
VT's higher yield (1.53%) looks attractive but investors should weigh whether the extra income compensates for any additional risk versus IVV's 1.10% — especially if the higher yield is driven by covered calls or a falling share price.
VT wins on safety (7.9/10 vs 7.4/10)
Our score combines yield zone, payout ratio, trend vs 5-year average, instrument type, and size. VT scores better on the weighted average of those factors.
VT (7.9/10) scores 0.5 points higher than IVV (7.4/10). A higher safety score means lower historical indicators of dividend cut risk — payout ratio, yield zone, and trend all factor in.
Yield-trend comparison unavailable
One or both tickers are missing 5-year average yield data.
IVV is cheaper (3.00% vs 6.00%)
On a $10,000 position the lower expense ratio saves about $300/year — small annually but compounds significantly over 20+ years.
IVV is 8.7× larger by AUM
Larger funds tend to have tighter spreads, deeper liquidity, and lower closure risk.
Both pay qualified-dividend-eligible distributions
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
Full breakdown per ticker: are IVV dividends qualified and are VT dividends qualified — each with the after-tax income at every federal bracket.
How we compare these
Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.
This is educational, not investment advice. Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked
IVV or VT — which is better?
Neither — IVV and VT tie 2–2 across the six dimensions we score. IVV and VT are evenly matched (2–2 across six dimensions) — the right pick comes down to which dimension you weight most.
Which is better for income, IVV or VT?
IVV and VT are evenly matched (2–2 across six dimensions) — the right pick comes down to which dimension you weight most.
IVV vs VT: which has a higher dividend yield?
IVV yields 1.10% and VT yields 1.53%. On a $10,000 investment that's about $43 more in annual dividend income before taxes — though higher yield often comes with higher risk.
Is IVV or VT a safer dividend in 2026?
IVV scores 7.4/10 (Solid) on the Infnits dividend safety scale. VT scores 7.9/10 (Solid). VT is the safer pick on our scoring model.
Which has better dividend growth, IVV or VT?
One or both tickers are missing 5-year average yield data.
IVV vs VT: which is more tax-efficient?
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
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Compare both against your actual holdings
Put IVV and VT into the free analyzer with the rest of your portfolio. You'll see what each one contributes to your annual income, your weighted safety score, and whether adding either diversifies you or just duplicates what you hold. No account, no download.