ETF · YieldMax ETFs
YMAX YieldMax Universe Fund of Option Income ETFs
YieldMax Universe Fund of Option Income ETFs shows several signals that historically correlate with elevated dividend risk.
Why we rate it 4.7
- Very high yield of 38.34% — often signals stress or a structural pay-out (covered call ETFs, mREITs, etc.)
- Payout ratio not applicable for ETFs — ETF distributions are dictated by the fund's underlying holdings
- ETF structure provides built-in diversification — single-name dividend cuts have limited impact
- Small-cap scale — dividend stability less assured during downturns
Where YMAX ranks
We compute the same 0–10 safety score across 53 dividend-paying stocks and ETFs. Here's where YMAX lands inside that universe.
The universe is curated to the most-searched US dividend payers. We'll expand it as the data layer grows; sector percentiles only appear when we have at least 5 comparable peers.
The two questions a safety score doesn't answer
A safety score tells you how durable YMAX's payout looks. It does not tell you what you keep after tax, or whether something else does the same job better.
On tax: what you actually pocket depends on whether YMAX dividends are qualified — qualified distributions are taxed at 0%, 15%, or 20%, while ordinary ones are taxed at your full marginal rate, a gap that can reach 22 percentage points of the income on the same headline yield.
On substitutes: if YMAX's 4.7/10 score is lower than you want, see YMAX alternatives — same-sector ETFs ranked by how closely they match YMAX on both yield and safety, so you can see what a swap actually costs you.
About YieldMax Universe Fund of Option Income ETFs
The fund is a “fund of funds,” meaning that it primarily invests its assets in the shares of other ETFs, rather than in securities of individual companies. In addition, from time to time, the fund may invest directly in the securities and financial instruments in which one or more Underlying YieldMax™ ETF invests. The fund is non-diversified.
How we score dividend safety
The Infnits dividend safety score is a 0–10 rating derived from yield zone, payout ratio (when applicable), yield trend versus 5-year average, instrument type, and company size. Each factor is independently transparent — see the reasons above for exactly which factors contributed to YMAX's score.
For the full methodology including the in-app version that uses ETF look-through and historical cut data, see our methodology page.
This is educational, not investment advice. Dividend safety scores reflect a snapshot of public data on the "as of" date shown. Verify current data on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked questions
Is YMAX safe?
On dividend safety specifically, Infnits scores YMAX 4.7/10 — weak. YieldMax Universe Fund of Option Income ETFs shows several signals that historically correlate with elevated dividend risk. That score measures how durable the payout looks based on yield zone, payout ratio, yield trend, and instrument type; it does not measure price risk, valuation, or whether YMAX suits your portfolio.
Is YMAX's dividend safe?
Based on snapshot data — yield 38.34%, payout ratio —, instrument type etf — Infnits rates YMAX's dividend safety profile as weak (4.7/10). This is one signal, not a recommendation.
What is YMAX's current dividend yield?
YMAX has a current dividend yield of 38.34% as of October 14, 2026.
How is YMAX's safety score calculated?
The score combines yield zone (yields above 7% historically carry elevated cut risk), payout ratio (lower is safer), trend vs. 5-year average yield, instrument type (ETFs are inherently more diversified), and size (larger companies have more stable cash flows). Each factor is scored 0-2.5 and summed to a 0-10 result.
Where does this data come from?
Fundamentals are sourced from public market data and refreshed regularly. The "as of" date on each page reflects the snapshot used for the score. For real-time data, check the issuer's investor relations page or your brokerage.
Should I buy YMAX based on this score?
No — this is an educational score based on a handful of public signals, not investment advice. Use it as one input among many. For a portfolio-aware analysis with ETF look-through and personalized insights, install the Infnits app.
Get emailed when YMAX score changes.
YMAX head-to-head comparisons
See YMAX compared side-by-side with the most-searched peer tickers — yield, safety, growth trend, expense ratio, and tax treatment.
More YMAX analysis
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See how YMAX fits your portfolio
Add your other holdings and the free analyzer shows your total annual income, weighted safety score, and whether YMAX is carrying too much of your income. Runs in your browser — no account, no download.
Or read how safety scoring works.