Stock · Financial Services
TD Toronto-Dominion Bank
Toronto-Dominion Bank scores well across yield, structure, and size — a typical strong-safety profile.
Why we rate it 8.8
- Yield of 2.63% is in the typical sustainable zone (2-4%)
- Payout ratio of 50% is comfortable — typical for mature dividend payers
- Current yield is below the 5-year average (4.19%), often a sign that price has appreciated faster than dividend growth
- Large-cap scale (>$50B) — established business with predictable cash flows
Where TD ranks
We compute the same 0–10 safety score across 53 dividend-paying stocks and ETFs. Here's where TD lands inside that universe.
The universe is curated to the most-searched US dividend payers. We'll expand it as the data layer grows; sector percentiles only appear when we have at least 5 comparable peers.
The two questions a safety score doesn't answer
A safety score tells you how durable TD's payout looks. It does not tell you what you keep after tax, or whether something else does the same job better.
On tax: what you actually pocket depends on whether TD dividends are qualified — qualified distributions are taxed at 0%, 15%, or 20%, while ordinary ones are taxed at your full marginal rate, a gap that can reach 22 percentage points of the income on the same headline yield.
On substitutes: if TD's 8.8/10 score is lower than you want, see TD alternatives — same-sector stocks ranked by how closely they match TD on both yield and safety, so you can see what a swap actually costs you.
About Toronto-Dominion Bank
The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking; U.S. Retail; Wealth Management and Insurance; and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.
How we score dividend safety
The Infnits dividend safety score is a 0–10 rating derived from yield zone, payout ratio (when applicable), yield trend versus 5-year average, instrument type, and company size. Each factor is independently transparent — see the reasons above for exactly which factors contributed to TD's score.
For the full methodology including the in-app version that uses ETF look-through and historical cut data, see our methodology page.
This is educational, not investment advice. Dividend safety scores reflect a snapshot of public data on the "as of" date shown. Verify current data on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked questions
Is TD safe?
On dividend safety specifically, Infnits scores TD 8.8/10 — strong. Toronto-Dominion Bank scores well across yield, structure, and size — a typical strong-safety profile. That score measures how durable the payout looks based on yield zone, payout ratio, yield trend, and instrument type; it does not measure price risk, valuation, or whether TD suits your portfolio.
Is TD's dividend safe?
Based on snapshot data — yield 2.63%, payout ratio 50%, instrument type stock — Infnits rates TD's dividend safety profile as strong (8.8/10). This is one signal, not a recommendation.
What is TD's current dividend yield?
TD has a current dividend yield of 2.63% as of August 2, 2026. Its 5-year average yield is 4.19%.
How is TD's safety score calculated?
The score combines yield zone (yields above 7% historically carry elevated cut risk), payout ratio (lower is safer), trend vs. 5-year average yield, instrument type (ETFs are inherently more diversified), and size (larger companies have more stable cash flows). Each factor is scored 0-2.5 and summed to a 0-10 result.
Where does this data come from?
Fundamentals are sourced from public market data and refreshed regularly. The "as of" date on each page reflects the snapshot used for the score. For real-time data, check the issuer's investor relations page or your brokerage.
Should I buy TD based on this score?
No — this is an educational score based on a handful of public signals, not investment advice. Use it as one input among many. For a portfolio-aware analysis with ETF look-through and personalized insights, install the Infnits app.
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TD head-to-head comparisons
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