$1,000/month · AGNC (mortgage REIT)
How much AGNC for $1,000/month?
At AGNC's current 13.64% yield, you'd need about $87,977 invested to generate $1,000/month ($12,000/year) in pre-tax dividends.
About the AGNC (mortgage REIT) strategy
Very high yield from mortgage-backed securities. Sensitive to interest rates; not for the faint of heart.
Tax treatment: mREIT distributions are taxed as ordinary income, often with return-of-capital.
Best account: Roth IRA / 401(k)
Same income from a different strategy
Different amount, same strategy
Frequently asked
How much do I need in AGNC for $1000/month?
At AGNC's current 13.64% yield, you'd need approximately $87,977 invested to generate $1,000/month ($12,000/year) in pre-tax dividends.
What about taxes?
mREIT distributions are taxed as ordinary income, often with return-of-capital. At an estimated 24% effective rate, that's about $760/month after federal tax — though your actual bracket may differ. Holding this in a Roth IRA avoids the tax drag entirely.
Is AGNC a safe dividend payer?
Our 0-10 dividend safety scale rates AGNC at 3.8/10 (Weak). See the full breakdown on the AGNC safety page.
Should I diversify across multiple strategies?
Almost always yes. Concentrating $$87,977 in a single ticker — even one as established as AGNC — concentrates dividend-cut risk. A 3-5 strategy mix smooths income across rate, credit, and equity cycles.
How much of that $1,000/month do YOU already generate?
Connect your brokerage in 60 seconds. Infnits projects monthly income from your actual holdings — at your tax bracket, in your accounts — and shows the gap to your target.