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$1,000/month · MAIN (BDC monthly)

How much MAIN for $1,000/month?

At MAIN's current 5.95% yield, you'd need about $201,804 invested to generate $1,000/month ($12,000/year) in pre-tax dividends.

MAIN yield5.95%As of 2026-06-18
Capital needed$201,804At current yield
Annual income$12,000Pre-tax, 12 × $1,000
After ~24% tax$760/month, federal only

About the MAIN (BDC monthly) strategy

A business development company that pays monthly plus periodic supplemental distributions. High yield from middle-market lending.

Tax treatment: Most BDC distributions are taxed as ordinary income.

Best account: Roth IRA / 401(k)

Same income from a different strategy

Different amount, same strategy

Frequently asked

How much do I need in MAIN for $1000/month?

At MAIN's current 5.95% yield, you'd need approximately $201,804 invested to generate $1,000/month ($12,000/year) in pre-tax dividends.

What about taxes?

Most BDC distributions are taxed as ordinary income. At an estimated 24% effective rate, that's about $760/month after federal tax — though your actual bracket may differ. Holding this in a Roth IRA avoids the tax drag entirely.

Is MAIN a safe dividend payer?

Our 0-10 dividend safety scale rates MAIN at 5.9/10 (Mixed). See the full breakdown on the MAIN safety page.

Should I diversify across multiple strategies?

Almost always yes. Concentrating $$201,804 in a single ticker — even one as established as MAIN — concentrates dividend-cut risk. A 3-5 strategy mix smooths income across rate, credit, and equity cycles.

How much of that $1,000/month do YOU already generate?

Connect your brokerage in 60 seconds. Infnits projects monthly income from your actual holdings — at your tax bracket, in your accounts — and shows the gap to your target.