Computed head-to-head · 6 dimensions
IVV vs QQQI
iShares Core S&P 500 ETF versus Neos NASDAQ-100 High Income ETF — yield, safety, growth trend, cost, scale, and tax treatment.
IVV wins 5–0 on our six-dimension comparison, but QQQI can still be the better fit depending on your priorities — see each dimension below.
Scorecard at a glance
| Dimension | IVV | QQQI | Winner |
|---|---|---|---|
| Yield | 1.09% | 0.09% | IVV wins |
| Dividend safety | 7.4/10 | 6.9/10 | IVV wins |
| Growth trend | — | — | Tie |
| Expense ratio | 3.00% | 68.00% | IVV wins |
| Scale | $888.1B | $13.1B | IVV wins |
| Tax efficiency | Qualified-eligible | Ordinary income | IVV wins |
| Overall | 5 wins | 0 wins | IVV wins |
Dimension by dimension
IVV wins on yield (1.09% vs 0.09%)
On a $10,000 investment that's about $100 more in annual dividend income before taxes — though higher yield often comes with higher risk.
IVV's higher yield (1.09%) looks attractive but investors should weigh whether the extra income compensates for any additional risk versus QQQI's 0.09% — especially if the higher yield is driven by covered calls or a falling share price.
IVV wins on safety (7.4/10 vs 6.9/10)
Our score combines yield zone, payout ratio, trend vs 5-year average, instrument type, and size. IVV scores better on the weighted average of those factors.
IVV (7.4/10) scores 0.5 points higher than QQQI (6.9/10). A higher safety score means lower historical indicators of dividend cut risk — payout ratio, yield zone, and trend all factor in.
Yield-trend comparison unavailable
One or both tickers are missing 5-year average yield data.
IVV is cheaper (3.00% vs 68.00%)
On a $10,000 position the lower expense ratio saves about $6500/year — small annually but compounds significantly over 20+ years.
On $10,000 invested, IVV's lower expense ratio saves roughly $65/year in fees versus QQQI. Over 20 years that compounds to a meaningful drag — expense ratios are one of the few costs investors fully control.
IVV is 67.7× larger by AUM
Larger funds tend to have tighter spreads, deeper liquidity, and lower closure risk.
IVV is more tax-efficient in a taxable account
QQQI's distributions are typically taxed as ordinary income (covered call ETF, REIT, or mREIT) — versus qualified dividends from IVV which get the lower long-term capital gains rate.
How we compare these
Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.
This is educational, not investment advice.Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked
Which is better for income, IVV or QQQI?
IVV wins 5–0 on our six-dimension comparison, but QQQI can still be the better fit depending on your priorities — see each dimension below.
IVV vs QQQI: which has a higher dividend yield?
IVV yields 1.09% and QQQI yields 0.09%. On a $10,000 investment that's about $100 more in annual dividend income before taxes — though higher yield often comes with higher risk.
Is IVV or QQQI a safer dividend in 2026?
IVV scores 7.4/10 (Solid) on the Infnits dividend safety scale. QQQI scores 6.9/10 (Solid). IVV is the safer pick on our scoring model.
Which has better dividend growth, IVV or QQQI?
One or both tickers are missing 5-year average yield data.
IVV vs QQQI: which is more tax-efficient?
QQQI's distributions are typically taxed as ordinary income (covered call ETF, REIT, or mREIT) — versus qualified dividends from IVV which get the lower long-term capital gains rate.
Get emailed when IVV vs QQQI data updates.
Already own IVV or QQQI? See if the other adds anything.
Connect your brokerage and Infnits checks whether adding IVV to your existing portfolio actually diversifies — or just duplicates exposure (ETF look-through included).
Check overlap with my portfolio →