$5,000/month · Realty Income (O — monthly REIT)
How much O for $5,000/month?
At O's current 5.23% yield, you'd need about $1,147,228 invested to generate $5,000/month ($60,000/year) in pre-tax dividends.
About the Realty Income (O — monthly REIT) strategy
Monthly dividends from a triple-net-lease REIT with a 25+ year track record. Stable income, modest growth.
Tax treatment: REIT distributions are taxed as ordinary income (no qualified rate).
Best account: Roth IRA / 401(k)
Same income from a different strategy
Different amount, same strategy
Frequently asked
How much do I need in O for $5000/month?
At O's current 5.23% yield, you'd need approximately $1,147,228 invested to generate $5,000/month ($60,000/year) in pre-tax dividends.
What about taxes?
REIT distributions are taxed as ordinary income (no qualified rate). At an estimated 24% effective rate, that's about $3,800/month after federal tax — though your actual bracket may differ. Holding this in a Roth IRA avoids the tax drag entirely.
Is O a safe dividend payer?
Our 0-10 dividend safety scale rates O at 5.8/10 (Mixed). See the full breakdown on the O safety page.
Should I diversify across multiple strategies?
Almost always yes. Concentrating $$1,147,228 in a single ticker — even one as established as O — concentrates dividend-cut risk. A 3-5 strategy mix smooths income across rate, credit, and equity cycles.
How much of that $5,000/month do YOU already generate?
Connect your brokerage in 60 seconds. Infnits projects monthly income from your actual holdings — at your tax bracket, in your accounts — and shows the gap to your target.