Computed head-to-head · 6 dimensions

GAIN vs PSEC

Gladstone Investment Corporation versus Prospect Capital Corporation — yield, safety, growth trend, cost, scale, and tax treatment.

GAIN and PSEC are evenly matched (2–2 across six dimensions) — the right pick comes down to which dimension you weight most.

Scorecard at a glance

Dimension	GAIN	PSEC	Winner
Yield	6.17%	21.46%	PSEC wins
Dividend safety	6.3/10	1.9/10	GAIN wins
Growth trend	-0.44% vs 5y	+8.11% vs 5y	GAIN wins
Volatility (beta)	0.76	0.77	Tie
Scale	$620M	$1.2B	PSEC wins
Tax efficiency	Qualified-eligible	Qualified-eligible	Tie
Overall	2 wins	2 wins	Tie

Dimension by dimension

PSEC wins on yield (21.46% vs 6.17%)

On a $10,000 investment that's about $1529 more in annual dividend income before taxes — though higher yield often comes with higher risk.

PSEC's higher yield (21.46%) looks attractive but investors should weigh whether the extra income compensates for any additional risk versus GAIN's 6.17% — especially if the higher yield is driven by covered calls or a falling share price.

GAIN: 6.17%PSEC: 21.46%

GAIN wins on safety (6.3/10 vs 1.9/10)

Our score combines yield zone, payout ratio, trend vs 5-year average, instrument type, and size. GAIN scores better on the weighted average of those factors.

GAIN (6.3/10) scores 4.4 points higher than PSEC (1.9/10). A higher safety score means lower historical indicators of dividend cut risk — payout ratio, yield zone, and trend all factor in.

GAIN: 6.3/10PSEC: 1.9/10

GAIN shows healthier dividend-vs-price trend

GAIN's yield is 0.44% below its 5y average, versus 8.11% for PSEC. Lower (or below-average) yield trend often means price appreciation outpaced distributions — a healthier signal.

GAIN: -0.44% vs 5yPSEC: +8.11% vs 5y

Volatility (beta) is similar

Both tickers move with comparable sensitivity to the broader market.

GAIN: 0.76PSEC: 0.77

PSEC is 1.9× larger by market cap

Larger companies tend to have tighter spreads, deeper liquidity, and lower closure risk.

GAIN: $620MPSEC: $1.2B

Both pay qualified-dividend-eligible distributions

Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.

GAIN: Qualified-eligiblePSEC: Qualified-eligible

How we compare these

Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.

This is educational, not investment advice.Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.

Frequently asked

Which is better for income, GAIN or PSEC?

GAIN and PSEC are evenly matched (2–2 across six dimensions) — the right pick comes down to which dimension you weight most.

GAIN vs PSEC: which has a higher dividend yield?

GAIN yields 6.17% and PSEC yields 21.46%. On a $10,000 investment that's about $1529 more in annual dividend income before taxes — though higher yield often comes with higher risk.

Is GAIN or PSEC a safer dividend in 2026?

GAIN scores 6.3/10 (Mixed) on the Infnits dividend safety scale. PSEC scores 1.9/10 (Risky). GAIN is the safer pick on our scoring model.

Which has better dividend growth, GAIN or PSEC?