Stock · Real Estate
NLY Annaly Capital Management, Inc.
Annaly Capital Management, Inc. shows several signals that historically correlate with elevated dividend risk.
Why we rate it 4.2
- Very high yield of 12.51% — often signals stress or a structural pay-out (covered call ETFs, mREITs, etc.)
- Payout ratio of 90% is stretched — much above 100% means the dividend exceeds earnings
- Current yield is in line with the 5-year average of 13.64%
About Annaly Capital Management, Inc.
Annaly Capital Management, Inc., a diversified capital manager, engages in the residential mortgage finance business. The company invests in agency mortgage-backed securities collateralized by residential mortgages; non-agency residential whole loans and securitized products within the residential and commercial markets; mortgage servicing rights; agency commercial mortgage-backed securities; to-be-announced forward contracts; residential mortgage-backed securities; residential mortgage loans; and agency or private label credit risk transfer securities. It has elected to be taxed as a real estate investment trust (REIT). As a REIT, it is not subject to federal income tax to the extent that it distributes its taxable income to its shareholders. Annaly Capital Management, Inc. was incorporated in 1996 and is based in New York, New York.
How we score dividend safety
The Infnits Dividend Safety Score is a 0–10 rating derived from yield zone, payout ratio (when applicable), yield trend versus 5-year average, instrument type, and company size. Each factor is independently transparent — see the reasons above for exactly which factors contributed to NLY's score.
For the full methodology including the in-app version that uses ETF look-through and historical cut data, see our methodology page.
This is educational, not investment advice.Dividend safety scores reflect a snapshot of public data on the "as of" date shown. Verify current data on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked questions
Is NLY's dividend safe?
Based on snapshot data — yield 12.51%, payout ratio 90%, instrument type stock — Infnits rates NLY's dividend safety profile as weak (4.2/10). This is one signal, not a recommendation.
What is NLY's current dividend yield?
NLY has a current dividend yield of 12.51% as of May 6, 2026. Its 5-year average yield is 13.64%.
How is NLY's safety score calculated?
The score combines yield zone (yields above 7% historically carry elevated cut risk), payout ratio (lower is safer), trend vs. 5-year average yield, instrument type (ETFs are inherently more diversified), and size (larger companies have more stable cash flows). Each factor is scored 0-2.5 and summed to a 0-10 result.
Where does this data come from?
Fundamentals are sourced from public market data and refreshed regularly. The "as of" date on each page reflects the snapshot used for the score. For real-time data, check the issuer's investor relations page or your brokerage.
Should I buy NLY based on this score?
No — this is an educational score based on a handful of public signals, not investment advice. Use it as one input among many. For a portfolio-aware analysis with ETF look-through and personalized insights, install the Infnits app.
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