Stock · Financial Services
BAC Bank of America Corporation
Bank of America Corporation scores well across yield, structure, and size — a typical strong-safety profile.
Why we rate it 9.0
- Yield of 2.13% is in the typical sustainable zone (2-4%)
- Payout ratio of 27% leaves significant room to grow the dividend or absorb earnings dips
- Current yield is in line with the 5-year average of 2.34%
- Mega-cap scale (>$200B) — market dominance reduces dividend pressure
About Bank of America Corporation
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, and underwriting and advisory services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.
How we score dividend safety
The Infnits Dividend Safety Score is a 0–10 rating derived from yield zone, payout ratio (when applicable), yield trend versus 5-year average, instrument type, and company size. Each factor is independently transparent — see the reasons above for exactly which factors contributed to BAC's score.
For the full methodology including the in-app version that uses ETF look-through and historical cut data, see our methodology page.
This is educational, not investment advice.Dividend safety scores reflect a snapshot of public data on the "as of" date shown. Verify current data on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked questions
Is BAC's dividend safe?
Based on snapshot data — yield 2.13%, payout ratio 27%, instrument type stock — Infnits rates BAC's dividend safety profile as strong (9/10). This is one signal, not a recommendation.
What is BAC's current dividend yield?
BAC has a current dividend yield of 2.13% as of April 28, 2026. Its 5-year average yield is 2.34%.
How is BAC's safety score calculated?
The score combines yield zone (yields above 7% historically carry elevated cut risk), payout ratio (lower is safer), trend vs. 5-year average yield, instrument type (ETFs are inherently more diversified), and size (larger companies have more stable cash flows). Each factor is scored 0-2.5 and summed to a 0-10 result.
Where does this data come from?
Fundamentals are sourced from public market data and refreshed regularly. The "as of" date on each page reflects the snapshot used for the score. For real-time data, check the issuer's investor relations page or your brokerage.
Should I buy BAC based on this score?
No — this is an educational score based on a handful of public signals, not investment advice. Use it as one input among many. For a portfolio-aware analysis with ETF look-through and personalized insights, install the Infnits app.
Other dividend tickers
Track your full portfolio's dividend safety
Connect your brokerage in the Infnits app and get a portfolio-wide safety score with ETF look-through, concentration analysis, and AI-generated insights — updated daily.