Computed head-to-head · 6 dimensions

RYLD vs SCHY

Global X Russell 2000 Covered Call ETF versus Schwab International Dividend Equity ETF — yield, safety, growth trend, cost, scale, and tax treatment.

SCHY wins 4–1 on our six-dimension comparison, but RYLD can still be the better fit depending on your priorities — see each dimension below.

Scorecard at a glance

Dimension	RYLD	SCHY	Winner
Yield	5.88%	3.50%	RYLD wins
Dividend safety	6.4/10	7.3/10	SCHY wins
Growth trend	—	—	Tie
Expense ratio	60.00%	8.00%	SCHY wins
Scale	$1.3B	$2.3B	SCHY wins
Tax efficiency	Ordinary income	Qualified-eligible	SCHY wins
Overall	1 wins	4 wins	SCHY wins

Dimension by dimension

RYLD wins on yield (5.88% vs 3.50%)

On a $10,000 investment that's about $238 more in annual dividend income before taxes — though higher yield often comes with higher risk.

RYLD's higher yield (5.88%) looks attractive but investors should weigh whether the extra income compensates for any additional risk versus SCHY's 3.50% — especially if the higher yield is driven by covered calls or a falling share price.

RYLD: 5.88%SCHY: 3.50%

SCHY wins on safety (7.3/10 vs 6.4/10)

Our score combines yield zone, payout ratio, trend vs 5-year average, instrument type, and size. SCHY scores better on the weighted average of those factors.

SCHY (7.3/10) scores 0.9 points higher than RYLD (6.4/10). A higher safety score means lower historical indicators of dividend cut risk — payout ratio, yield zone, and trend all factor in.

RYLD: 6.4/10SCHY: 7.3/10

Yield-trend comparison unavailable

One or both tickers are missing 5-year average yield data.

RYLD: —SCHY: —

SCHY is cheaper (8.00% vs 60.00%)

On a $10,000 position the lower expense ratio saves about $5200/year — small annually but compounds significantly over 20+ years.

On $10,000 invested, SCHY's lower expense ratio saves roughly $52/year in fees versus RYLD. Over 20 years that compounds to a meaningful drag — expense ratios are one of the few costs investors fully control.

RYLD: 60.00%SCHY: 8.00%

SCHY is 1.7× larger by AUM

Larger funds tend to have tighter spreads, deeper liquidity, and lower closure risk.

RYLD: $1.3BSCHY: $2.3B

SCHY is more tax-efficient in a taxable account

RYLD's distributions are typically taxed as ordinary income (covered call ETF, REIT, or mREIT) — versus qualified dividends from SCHY which get the lower long-term capital gains rate.

RYLD: Ordinary incomeSCHY: Qualified-eligible

How we compare these

Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.

This is educational, not investment advice.Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.

Frequently asked

Which is better for income, RYLD or SCHY?

SCHY wins 4–1 on our six-dimension comparison, but RYLD can still be the better fit depending on your priorities — see each dimension below.

RYLD vs SCHY: which has a higher dividend yield?

RYLD yields 5.88% and SCHY yields 3.50%. On a $10,000 investment that's about $238 more in annual dividend income before taxes — though higher yield often comes with higher risk.

Is RYLD or SCHY a safer dividend in 2026?

RYLD scores 6.4/10 (Mixed) on the Infnits dividend safety scale. SCHY scores 7.3/10 (Solid). SCHY is the safer pick on our scoring model.

Which has better dividend growth, RYLD or SCHY?