Computed head-to-head · 6 dimensions
QQQI vs SPYI
NEOS Nasdaq-100 High Income ETF versus NEOS S&P 500 High Income ETF — yield, safety, growth trend, cost, scale, and tax treatment.
SPYI wins 1–0 on our six-dimension comparison, but QQQI can still be the better fit depending on your priorities — see each dimension below.
QQQI or SPYI — which is better?
SPYI wins this comparison 1–0 across 6 dimensions. SPYI yields 0.50% — higher than QQQI's 0.11% — and carries a 6.9/10 dividend safety score (Solid) vs 6.9/10 for QQQI (Solid). SPYI wins 1–0 on our six-dimension comparison, but QQQI can still be the better fit depending on your priorities — see each dimension below.
On yield alone, SPYI generates 0.50% vs 0.11% — a 0.39% difference that translates to $390 more per year on a $100,000 investment.
Scorecard at a glance
| Dimension | QQQI | SPYI | Winner |
|---|---|---|---|
| Yield | 0.11% | 0.50% | SPYI wins |
| Dividend safety | 6.9/10 | 6.9/10 | Tie |
| Growth trend | — | — | Tie |
| Expense ratio | 68.00% | 68.00% | Tie |
| Scale | $14.9B | $12.2B | Tie |
| Tax efficiency | Ordinary income | Ordinary income | Tie |
| Overall | 0 wins | 1 wins | SPYI wins |
Dimension by dimension
SPYI wins on yield (0.50% vs 0.11%)
On a $10,000 investment that's about $39 more in annual dividend income before taxes — though higher yield often comes with higher risk.
SPYI's higher yield (0.50%) looks attractive but investors should weigh whether the extra income compensates for any additional risk versus QQQI's 0.11% — especially if the higher yield is driven by covered calls or a falling share price.
Safety scores are too close to call (6.9/10 vs 6.9/10)
Both score within 0.3 points on our 0-10 dividend safety scale — comparable risk profiles on the signals we measure.
Yield-trend comparison unavailable
One or both tickers are missing 5-year average yield data.
Expense ratios are effectively identical
Both ETFs charge 68.00% — no meaningful cost difference over decades of compounding.
Comparable scale ($14.9B vs $12.2B)
Within 1.5x of each other on market cap / AUM — similar institutional footprint.
Both have similar tax-treatment concerns
Both pay primarily ordinary-income distributions (covered call ETF, REIT, or mREIT). Hold in a tax-advantaged account for the cleanest treatment.
SPYI uses a covered-call or options strategy that typically generates ordinary income taxed at your full marginal rate. QQQI's dividends may qualify for the 0–20% qualified dividend rate. In a taxable account, QQQI keeps more of your income after taxes.
Full breakdown per ticker: are QQQI dividends qualified and are SPYI dividends qualified — each with the after-tax income at every federal bracket.
How we compare these
Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.
This is educational, not investment advice. Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked
QQQI or SPYI — which is better?
SPYI is better on our scoring, winning 1–0 across six dimensions: yield, dividend safety, growth, cost, scale, and tax treatment. SPYI wins 1–0 on our six-dimension comparison, but QQQI can still be the better fit depending on your priorities — see each dimension below.
Which is better for income, QQQI or SPYI?
SPYI wins 1–0 on our six-dimension comparison, but QQQI can still be the better fit depending on your priorities — see each dimension below.
QQQI vs SPYI: which has a higher dividend yield?
QQQI yields 0.11% and SPYI yields 0.50%. On a $10,000 investment that's about $39 more in annual dividend income before taxes — though higher yield often comes with higher risk.
Is QQQI or SPYI a safer dividend in 2026?
QQQI scores 6.9/10 (Solid) on the Infnits dividend safety scale. SPYI scores 6.9/10 (Solid). Both have comparable safety scores.
Which has better dividend growth, QQQI or SPYI?
One or both tickers are missing 5-year average yield data.
QQQI vs SPYI: which is more tax-efficient?
Both pay primarily ordinary-income distributions (covered call ETF, REIT, or mREIT). Hold in a tax-advantaged account for the cleanest treatment.
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Compare both against your actual holdings
Put QQQI and SPYI into the free analyzer with the rest of your portfolio. You'll see what each one contributes to your annual income, your weighted safety score, and whether adding SPYI diversifies you or just duplicates what you hold. No account, no download.